Learning Center

Flexible Financing for Your Next Project

We offer affordable payment options for your remodeling project — so you can move forward on the project your home needs today.

Start Your Project

Why finance with us

No prepayment penalties

Pay your balance off early any time without extra fees.

Soft credit checks

Check your eligibility without impacting your credit score.

Fast approvals

Most homeowners get a decision in seconds, not days.

Flexible terms

Choose a term and monthly payment that fits your budget.

Flexible co-borrowers

Apply with a spouse or co-borrower to strengthen your application.

Works alongside insurance claims

Cover deductibles and upgrades while your claim is processed.

Limited Time

Current offers

$0 Down, 0 Payments, 0% Interest x 12 months

Get started with nothing down and no payments or interest for your first 12 months.

$12.50/mo for every $1,000 financed

Enjoy low monthly payments to make even the biggest projects affordable.

Additional options available

With terms ranging from 5 to 15 years, ask your project consultant for details on available options.

Our financing partners

GoodLeap logo

GoodLeap

General financing across all our services.

Start Your Project
Synchrony logo

Synchrony

General financing available across all of our services.

Start Your Project
Turns logo

Turns

General second-look financing available across all our services.

Start Your Project
Affirm logo

Affirm

Buy now, pay later for smaller projects.

Start Your Project

Questions

Financing FAQ

Should I finance my project or save up and pay cash?
Paying cash makes sense if you can cover the cost without touching your emergency fund. However, financing is often smarter if waiting to save cash delays the project, because material and labor costs usually outpace financing fees.
Does checking my eligibility affect my credit score?
No. Our lending partners use a soft credit check to prequalify you, which does not impact your credit score. A hard inquiry only happens if you choose to move forward with a full application.
What's the minimum project size to finance?
Most of our lending partners finance projects starting around $1,000, though minimums vary by program. Your project consultant can confirm which options fit your scope.
Can I pay off my financing early?
Yes, you can pay off your balance at any time. None of our lending carriers charge prepayment penalties, so paying early won't cost you anything extra.
Do I qualify if I have a co-borrower?
Yes. Our partners allow flexible co-borrowers, and adding one can improve your approval odds or the terms you are offered.
What happens if my application gets denied?
Our financing concierge will review the case and recommend specific actions. If those fail we have the opportunity to use second-look financing.
Can I use financing with an insurance claim?
Absolutely. Many homeowners use financing to cover their deductible or to fund upgrades beyond what the claim pays for.

Financing

Related Articles